Lightpaintings ~ Be Open to Seeing the Possibilities

Our Weekend Picks.pngOur Go! Weekend Pick for this week features unique “paintings” by Stephen Knapp that are on display in the Dayton Art Institute’s special exhibition galleries until January 6, 2012.

With over 30 years of experience in creating both functional and installation art, Stephen Knapp’s installation artwork has evolved from a concentration in photography to etched metal, ceramic and slate, and then later kiln formed glass murals. Throughout all of his efforts, light and its effects on the different media has played a pivotal role in the artwork he has created. This fascination with how light changes our perception of an object has culminated in his most recent endeavors.

Lightpaintings are made of multi-colored beams of light that shine across kiln-formed glass, creating shadows, textures and nuances. According to Mr. Knapp’s own website, he hopes that each painting gives the viewer a moment for introspection where hopes and dreams are truly a possibility. The viewers are invited to share in the journey of discovery that each painting inspires.

Click here to see a preview of Mr. Knapp’s creations.

Admission prices to the exhibit are as follows:
Adults: $12
Seniors (60+), Students (+18 with ID), & Active Military: $9
Youth (7-17): $6
Children (6 & under): Free
Museum Members: Free

Note: If you come dressed in one of the colors of the rainbow, you will receive $2 off the exhibition ticket price. (Price of admission will also get you into the museum’s permanent collection. So go and make a day of it.)

Hours this weekend:
Saturday  10:00am – 5:00pm
Sunday  Noon – 5:00pm




Should I Get Rental Car Insurance… or Not?

A question we get on a consistent basis here at the agency is whether a person should opt to pay for a car rental company’s insurance. The short answer is… it depends. There are many variables in the equation, so to make an informed decision, it would be best to get the facts about your specific policy from your agent here at Barker, Beck, Collins & Kronauge Agency and weigh that against what the car rental company’s insurance will cover.

Before signing on the dotted line at the vehicle rental center, here are some things to consider:

If you do not have auto insurance…
You will likely not be able to rent a car until you agree to pay the rental insurance company’s insurance premium.

If you are depending on the rental vehicle insurance from your credit card company, you need to know that…
According to a chart compiled by, credit card companies offer rental vehicle insurance, but the particulars of coverage (ie: exclusions, fees that are covered and limits on rental length) vary from company to company.

As always, do your due diligence and find out exactly what type of coverage your credit card insurance offers.

Keep in mind, that except for an option that American Express card holders have to purchase primary coverage for a fee, that the chart specifies that all coverage offered by credit card companies are secondary. In plain English, secondary coverage means that the credit card company will pick up what your own auto insurance won’t after you have filed a claim.

If you have auto insurance coverage for your personal vehicle…
Depending on the carrier, your coverage may extend to a rental car. For those carriers that do offer this type of coverage, the rental may be viewed as if it is your primary vehicle for the duration of the rental period.

The term “rental reimbursement “, on an insurance policy causes confusion for some people. The rental reimbursement coverage applies only in the event that your personal vehicle is in the shop for repairs because of an accident. That part of your policy does not apply to rental of a vehicle for a vacation or other purpose.

Keep in mind that if you file a claim with your personal auto insurance company for an accident that happened with a rented car, you run the risk of your auto insurance premium going up. It may be in your best interest to purchase the rental car insurance.

If your travels will take you into another country, it may be wise to purchase the insurance offered by the rental company. Your current coverage does not cross the border when you do, unless you are traveling to Canada.

So while sometimes it may not be advisable to purchase the rental car insurance, as you can see there are many factors to consider when making this decision. Feel free to contact us to discuss your specific policy and situation. Barker, Beck, Collins & Kronauge Agency would love to help you make a wise choice.

Nine Ways to Keep the Cold or Flu Bug From Biting You

The person in the cubicle next to you came to work with the sniffles. You can hear them blowing their nose and sneezing all morning. Oh no! What can you do to keep from getting the cold, too? 

 Here are nine tips to keep the cold or flu bug from biting you.

1.       Wash your hands. Germs can last for hours on surfaces and you can inadvertently pick up a cold or flu virus. Making a habit of washing your hands frequently, especially right before you eat, can help insulate you from the random infection you may have picked up

2.       Make sure to spend plenty of time washing your hands. There is an old adage that to wash your hands properly, you should continue washing them until you have finished singing the happy birthday song (in your head, of course, unless you want to appear really silly).

3.       When leaving a bathroom, (especially a public bathroom) turn off the faucet and open the door with a paper towel to avoid re-contaminating your hands. 

4.       If you cannot get to a sink, then use hand sanitizer gel. Keep a bottle in your car and in your desk, so you are always prepared.

5.       Even with the precaution of washing your hands, in cold and flu season, minimize eating finger foods. The less hand to mouth type eating you do, the better your chances of avoid a lingering germ that can bring on an infection. Wrap a paper towel around your sandwich. Leave the wrapper on your energy bar. 
6.       Additionally, avoid chip dips at parties. You never know who may have taken it upon themselves to double-dip and their germs could have infected the whole container.

7.       Exercise. A recent study found that postmenopausal women who had exercised for a year had one-third the number of colds of women who had not worked out at all. Exercising strengthens your heart and your immune system making your body more able to fight off an infection.

8.       When you are the one with the cold, sneeze into your elbow rather than into your hands. Colds and the flu are spread by direct contact. Sneezing into your elbow greatly reduces the chance that you will spread your cold to others around you.

9.       Get plenty of rest and drink your water.  A well-rested body has more energy to fight off an infection. Drinking water will help to keep your body hydrated and will flush impurities out of your system.

As always, the Barker, Beck, Collins & Kronauge Agency hopes to be a resource for you. May this cold and flu season pass you by with nary a nod in your direction.


Walk with Us ~ Hospice of Dayton 5K Remembrance Walk

Our Weekend Picks.pngCome out this Saturday, November 3, to the 8th Annual Hospice of Dayton 5K Remembrance Walk.  It is a morning of celebrating life and honoring our loved ones who have gone before us. This fundraising event, sponsored by MED-PASS, Inc.,  is attended by hundreds of people every year (including one of Barker, Beck, Collins & Kronauge Agency’s own staff members.)


The 5K walk starts at the Hospice of Dayton Care Center on Wilmington Avenue, winds around the surrounding neighborhood and then concludes back at the center. There is a shorter 3K route available for those who are not as ambitious. The entire route for the walk is wheelchair and stroller accessible.

Highlights of the event include:

  • A kickoff by Carl Nichols, retired Chief Meteorologist for WDTN Channel 2, who serves as the Grand Marshal.
  • Bottled water and refreshments will be available for all. (Previous years they have had bagels at the end of the walk.)
  • Awards for door prizes and team prizes will be given out when the walk is over. Make sure to go to the door prize table before the walk begins and sign up for your chance to win.

Registration starts at 8:30 at the Hospice of Dayton Care Center on Wilmington Avenue, but the walk does not start until 10:00, so gage your time accordingly. Registration for adults is $25 and for youths 12 and under the fee is $15.

Looking forward to seeing you there!