Make Improvements to Your Home this Summer!

Are you thinking about making some improvements to your home this summer? Why not start with your patio! This is a great place to open up so you can have guests, let your children play freely, or sit out and enjoy a cool night. However, before you begin a large project, make sure to notify your Ohio home insurance agent. Doing so will help you alter your policy to your requirements.

Many experts agree that upgrading your outdoor patio is a good project to take on this summer. Also, since June is National Homeownership Month, this gives you more reason to make positive changes to your residence. The month highlights the role homeownership plays in improving lives, creating jobs, and strengthening communities, according to the Ohio Housing Finance Agency. Some tips to improve your patio include:

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• Clean and seal your patio in a semigloss or high-gloss finish, which may cost under $100.
• Improve the landscaping around your patio by planting flower beds, shrubbery, and adding mulch. This project will make the patio feel larger, giving it texture and definition.
• Add colorful wind chimes for about $200. Or you can purchase large hanging baskets. Buying four to six should cost about $200.
• Build a water fountain. Buy a water garden with a small pump, and add rocks, pebbles, and wood. This project may cost about $500.
• Build a fire pit. This is an inexpensive way to add character to your patio and to enjoy time outside throughout the year. This may cost less than $500.
• Light up your patio with stylish outdoor solar lighting. This will add personality and ambiance to your outdoor area. This project may cost about $700.
• Create a grill island for entertaining or enjoying a quiet dinner. This project may cost $1,000 and up.

At Barker, Beck, Collins & Kronauge Agency, we hope these helpful tips and ideas inspire you to get started on your project. No matter how big or small the undertaking, construction on your property may alter your Ohio home insurance policy. If you are unsure how a patio redesign will affect your package, you can discuss your questions and concerns with one of our experienced agents. Our goal is to properly protect your home from covered accidents and mishaps with our comprehensive options. We know that you have worked hard to purchase a home, and it is likely one of your biggest investments, so have a policy that can stand up to the quality of your home!


Getting Around Town Safer and Easier!

As a driver, you always need to be aware of your surroundings. When you are in a city area, this can become more difficult since distractions are heightened. Learning to cope with the unpredictable events the road can bring will allow you to become a safer driver. In addition, this may also help you avoid collisions and claims on your Ohio auto insurance.

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Do you feel like it is a struggle to get around in the downtown Dayton area? This may have now changed with the combination of technology and maps. The Downtown Dayton Partnership has launched Find It Downtown Mobile, a web-based search tool that functions like a mobile app on iPhones, Droids, and other smartphones. The tool is designed to direct visitors to downtown dining, nightlife, parking, shopping, arts and more. The app also has a searchable calendar of events and provides business contact info, details, and directions.

Do you think this tool would be useful on your travels? Now you can bring your family to some fun activities this summer with a little less stress. However, just like your family, many other people will be venturing out to these events. This may mean more traffic, and potentially, more collisions. In order to avoid serious damages and financial loss during an accident, you will need the support of Ohio auto insurance. At Barker, Beck, Collins & Kronauge Agency, we are dedicated to protecting you and your vehicle. Our typical policy will provide coverage for bodily injury, property damage, and will often cover rental reimbursement and roadside assistance. By addressing your individual needs, we can tailor your package so that it helps protect you against the obstacles of the road!